Your Privacy Matters

Privacy Policy

Last Updated: January 2025

At Credit Boost Int'l LLC ("we," "our," or "us"), we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our credit evaluation services and visit our website.

1. Information We Collect

We collect information that you provide directly to us, including:

  • Personal identification information (name, email address, phone number, mailing address)
  • Social Security Number and date of birth
  • Credit report information from credit bureaus
  • Financial information necessary for credit evaluation services
  • Payment and billing information
  • Communications with our customer service team

2. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve our credit evaluation services
  • Process disputes with credit bureaus, creditors, and collection agencies
  • Communicate with you about your account and services
  • Send you important notices about your credit evaluation progress
  • Respond to your inquiries and provide customer support
  • Process payments and prevent fraud
  • Comply with legal obligations and regulatory requirements
  • Send marketing communications (with your consent)

3. Information Sharing and Disclosure

We do not sell your personal information. We may share your information with:

  • Credit Bureaus: To dispute inaccurate information on your behalf
  • Creditors and Collection Agencies: As necessary for credit evaluation services
  • Service Providers: Third-party companies that help us operate our business
  • Legal Authorities: When required by law or to protect our legal rights
  • Business Transfers: In connection with a merger, acquisition, or sale of assets

4. Data Security

We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include encryption, secure servers, firewalls, and restricted access to personal information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

5. Your Rights and Choices

You have the right to:

  • Access and review the personal information we hold about you
  • Request corrections to inaccurate or incomplete information
  • Request deletion of your personal information (subject to legal requirements)
  • Opt-out of marketing communications at any time
  • Withdraw consent for data processing (where applicable)

To exercise these rights, please contact us through our contact form.

6. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to improve user experience, analyze website traffic, and deliver personalized content. You can control cookie preferences through your browser settings, but disabling cookies may affect website functionality.

7. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it promptly.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website and updating the "Last Updated" date. Your continued use of our services after changes are posted constitutes acceptance of the updated policy.

9. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you with our services. We may also retain your information as necessary to comply with our legal obligations, resolve disputes, enforce our agreements, and protect our rights. Upon account closure or termination of services, we will securely delete or anonymize your personal information within a reasonable timeframe, except where retention is required by law.

10. Third-Party Service Providers

We may employ third-party companies and individuals to facilitate our services, perform service-related functions, or assist us in analyzing how our services are used. These third parties have access to your personal information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Examples of third-party providers include payment processors, cloud hosting services, email service providers, and credit bureau integration services.

11. California Privacy Rights

If you are a California resident, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA). These rights include the right to know what personal information is collected, the right to request deletion, and the right to opt-out of the sale of your personal information. We do not sell personal information. To exercise your rights, please contact us through our contact form.

12. International Data Transfers

Your information may be transferred to and processed in countries other than the United States. When we transfer your information internationally, we ensure appropriate safeguards are in place, such as standard contractual clauses or other legal mechanisms, to protect your personal information in accordance with applicable data protection laws.

13. Contact Information

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Company: Credit Boost Int'l LLC

Address: 1001 Bishop St. Ste 2685A, Honolulu, Hawaii 96813

Phone: (559) 523-4259

Hours: Monday – Friday, 9:00 AM – 7:00 PM

Questions About Our Privacy Practices?

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us through our contact form.

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