Legal Terms

Terms of Service

Last Updated: January 2025

Welcome to Credit Boost Int'l LLC. These Terms of Service ("Terms") govern your use of our credit evaluation services and website. By using our services, you agree to be bound by these Terms. Please read them carefully before proceeding.

1. Agreement to Terms

By accessing or using our credit evaluation services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use our services. We reserve the right to modify these Terms at any time, and your continued use of our services constitutes acceptance of any changes.

2. Services Provided

Credit Boost Int'l LLC provides credit evaluation services including, but not limited to:

  • Reviewing credit reports from major credit bureaus
  • Identifying inaccurate, outdated, or unverifiable information
  • Preparing and submitting dispute letters to credit bureaus and creditors
  • Following up on disputes and tracking progress
  • Providing credit education and financial guidance

We work in accordance with the Fair Credit Reporting Act (FCRA) and other applicable laws.

3. No Guarantees

While we use proven strategies and work diligently on your behalf, we cannot guarantee specific results or a particular credit score increase. Credit evaluation outcomes depend on various factors including the accuracy of disputed items, credit bureau responses, and your individual credit history. Any company that guarantees specific results should be viewed with caution, as such guarantees violate federal law.

4. Your Responsibilities

As a client, you agree to:

  • Provide accurate and complete information about your credit situation
  • Respond promptly to requests for additional information or documentation
  • Maintain responsible credit behavior during the repair process
  • Make timely payments for our services
  • Refrain from engaging in fraudulent or illegal activities
  • Not dispute accurate information on your credit report
  • Review all documents before we submit them on your behalf

5. Payment and Fees

Our pricing structure and payment terms will be clearly outlined in your service agreement. You agree to pay all fees associated with our services according to the agreed-upon schedule. Payment methods include credit card, debit card, and electronic bank transfer.

Important: Under the Credit Repair Organizations Act (CROA), we cannot charge or receive payment for credit evaluation services until we have completed the services we promised. All fees will be clearly disclosed before you sign any contract.

6. Right to Cancel

In accordance with federal law, you have the right to cancel your contract with us within three (3) business days of signing without penalty. After the initial three-day period, you may cancel at any time with written notice. Cancellation terms and any applicable refund policies will be detailed in your service agreement.

7. Limitation of Liability

To the fullest extent permitted by law, Credit Boost Int'l LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our services. Our total liability shall not exceed the amount you paid for our services in the twelve (12) months preceding the claim.

8. Confidentiality

We maintain strict confidentiality regarding your personal and financial information. All information provided will be used solely for the purpose of providing credit evaluation services and will be protected in accordance with our Privacy Policy and applicable laws.

9. Dispute Resolution

Any disputes arising from these Terms or our services shall be resolved through good faith negotiation. If a resolution cannot be reached, disputes may be subject to binding arbitration or litigation in accordance with applicable law. The laws of the state where our company is registered shall govern these Terms.

10. Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of Credit Boost Int'l LLC and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

11. Termination

We reserve the right to terminate or suspend your access to our services at any time, with or without cause or notice, for conduct that we believe violates these Terms, is harmful to other users, or is otherwise objectionable. Upon termination, your right to use our services will immediately cease.

12. Third-Party Links

Our website may contain links to third-party websites, services, or applications that are not owned or controlled by Credit Boost Int'l LLC. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with the use of such third-party content, goods, or services.

13. Compliance with Laws

Credit Boost Int'l LLC operates in compliance with all applicable federal and state laws, including the Fair Credit Reporting Act (FCRA), the Credit Repair Organizations Act (CROA), and the Dodd-Frank Wall Street Reform and Consumer Protection Act. We are committed to ethical business practices and transparency in all our operations. If you believe we have violated any applicable law, please contact us immediately.

14. Entire Agreement

These Terms of Service, together with our Privacy Policy and any service agreement you sign with us, constitute the entire agreement between you and Credit Boost Int'l LLC regarding your use of our services. These agreements supersede all prior agreements, understandings, representations, and warranties, both written and oral, with respect to the subject matter hereof.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, such provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable. The failure of either party to enforce any right or provision shall not constitute a waiver of such right or provision.

16. Contact Information

If you have any questions about these Terms of Service, please contact us:

Company: Credit Boost Int'l LLC

Address: 1001 Bishop St. Ste 2685A, Honolulu, Hawaii 96813

Phone: (559) 523-4259

Hours: Monday – Friday, 9:00 AM – 7:00 PM

Questions About Our Terms?

If you have any questions about these Terms of Service, please contact us through our contact form.

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